This thread is about me needing help, and money...

hotmetaldobermans · #1 (**permalink**) 07-03-2008, 12:14 PM

Ok, shits going down. I'll leave it at that.

I live in Chicago.

My credit score is 656.

I have a maxed out credit card stuck in penalty interest rate. I'll spare you the story.

I went to six banks and can't get another card for balance transfer for some reason even though i've NEVER been late on a single payment for anything.

So that's out.

I need more than a personal loan with my car as collateral would give me, and I don't think i'd get approved anyway.

Owe $2,000 in back rent.

I might just ask my landlord if we can all meet with his lawyer and discuss a better repayment plan, as that's what would happen if we went to court anyway.

The main church that provides rent help says there funds are frozen and to call next week.

So, what gives? Having a maxed out credit card surely doesn't mean you can't get another one. I know assholes with 450 credit scores that have like six credit cards.

Have any of you gotten a credit card online for a "low credit / bad credit" card for a balance transfer?

I can have all this shit sorted out in six months by the time the 0% turns into whatever.

Someone told me HSBC has easy approval cards.

Any other loan options?

Sell crack?

I do realize getting another credit card or loan is stupid and prolonging all of this, but I'm just starting to make enough money to pay all of my bills.

I tried to have this thread make sense...

phoondaddy · #2 (**permalink**) 07-03-2008, 12:19 PM

You do realize getting another credit card or loan is stupid and prolonging all of this, but you want one anyways?

Wrizong!!!!!!!!

hotmetaldobermans · #3 (**permalink**) 07-03-2008, 12:23 PM

Well, it doesn't really matter, my income is raising every month, I just need to get through the next month or two without getting sued / kicked on the street / ruining my credit.

There's nothing else I can do.